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I am disenchanted by the contemporary high school and I believe we can do better. Schools are so antiquated in many ways, so lacking in the kind of community that exists in some small towns or schools around the province. While our large urban schools meet the needs of some students, for too many they are vast spiritless places where far too many students are unhappy. Some students say they are bored, some feel like outsiders, some feel intimidated and most sense a disconnect between the school and the real world. They go through the paces because they understand there is no option if they want to get ahead. Too many fall through the cracks and drop out.

I have a recurring dream of a post-modern high school. My visions are about schools with close-knit, caring communities, schools structured in radically innovative frameworks, schools founded on relevant new curricula and where social justice and equity permeate all aspects of the school. There is a need for alternatives that are based on thinking outside the box.

Loans are fast turning into a necessary evil. It has become hard to not go to a loan provider to ask for a loan. With price rises and the growth of consumerism, it is quite common to avail of a cheap loan or two. The idea of going in for a loan no longer fills people with the sense of dread that Antonio must have felt in taking a loan from Shylock in Shakespeare’s The Merchant of Venice. There has been immense growth in the world of personal finance. As a consequence of this growth, lenders have relaxed many of their earlier terms and conditions. The path to securing a loan in the world of today is no longer fraught with barriers of all kinds.

More and more groups of people are now turning to the world of loans to take care of bills that appear insurmountable in the short term. Of course, one’s attitude towards a loan will be of utmost importance. When applying for a loan, one must seriously think about whether one will definitely be able to repay it on time.